Gadia Credit Union is a not-for-profit financial co-operative set up to give Ghanaians in Diaspora and residents Ghanaians access to affordable credit and safe savings. We’re here to help you make the most of your money. We offer a safe and convenient place to save and specialise in making loans to members and member business at affordable rates. All members have an equal share in the ownership of the credit union and have a say on key decisions.
Mon - Fri
9:00am - 5:00pm
GD-004-6785.
Accra, Ghana
+233 598 609 664
info@gadiaccu.com
JOIN GADIA CREDIT UNION
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What you need to join
Proof of Identity
A Valid Passport, Drivers Licence or National Identity Card
Proof of Address
Utility Bill, Original Bank Statement – within 6 months
Entrance Fee
Entrance fee and minimum membership fee of GHs50
Shares & Savings
Minimum initial payment of GHs984/month
Become a Member of Gadia Credit Union
As a credit union, we are here to help our members achieve their financial goals.
So whether you are involved in saving for the future, getting free of your debts, savings
towards projects in Ghana, or borrowing at reasonable rates to make your plans happen sooner,
we are here to help.
Benefits of membership:
- Friendly, personal service
- Assist members in Diaspora settle in Ghana
- Provide technical advice to members in diaspora who want to enter into business in Ghana
- Access to affordable loans at fair and open rates without hidden charges or fees
- Responsible lending policy to ensure you can manage your repayments
- Build up your savings while you borrow so your money always grows
- Easy withdrawals and payments
- Make deposits by cheque/standing order
- Loans allow you to borrow when you need
- No set-up fees, No early repayment fees
- Your savings help to benefit other members
- We have no shareholders to pay, our members are shareholders
- We concentrate on providing a good service
We welcome applications from any Ghanaian in Diaspora or any person who lives or works in Ghana. You must be 16 or over to open an adult account and over 18 to apply for a loan.
Adult members can open a Junior Savers Account for relatives aged from birth to 16.We also welcome applications from Business organisations based in Accra and other organisation that provide faith, charitable, public, housing, social or welfare services.
Recruit a member scheme
Most of our members hear about us from relatives, friends and work colleagues. We will credit your account with Ghs100 for every new member you recruit after they have been saving regularly for 6 months. Just make sure they fill in your details and membership number on the application form.
Volunteer
We welcome applications from members who would like to help run the credit union. Directors and Supervisory Committee members are elected by our members for a 2-year period. Appointments are subject to the rules set out in the society’s bye-laws.
Donate
We welcome donations to ensure that we can continue to provide our low-cost services to the local community. All financial donations are used to build our capital reserve to meet the requirements laid down by the society’s bye-laws.